You deserve to know this information!
Hello everyone, my name is Maribel, first-gen daughter of Mexican indigenous immigrants. I am a personal finance coach focused on servicing the immigrant community in the USA because I saw what the lack of information could lead to firsthand - right down to becoming homeless when the breadwinner in my family was deported.
Helping immigrant families & women build their wealth in the USA is personal! I am combining my:
> 11+ years serving the immigrant community as a certified CTEC Income Tax Professional
> 5+ years of corporate finance experience in LA's Hollywood entertainment industry, most recently, managing a multimillion-dollar business unit & associated budgets. I have worked with studios such as MGM and NBCUniversal to build and preserve their wealth.
> Degree in international business
> Personal finance research which I have used to set up my own personal finances
> And I'm tying it all together with 1st gen personal experience to serve the immigrant community in the United States through Our Wealth Matters.
I am determined to help those who are where I was – lost, wanting to invest, but not sure where to begin. That is why I am pouring all my experience, knowledge, and mentorship into helping the immigrant community build wealth in the USA for themselves! Because when you win, we win!
Whether you are an undocumented immigrant with an ITIN (Individual Taxpayer Identification Number), a DACA recipient (aka Dreamer) with a SSN, or a 1st gen USA citizen with a SSN (Social Security Number) - you deserve to learn how you can make your money work FOR YOU and integrate into the USA financial system.
Coaching sessions are provided in English, Spanglish, or Español per request.
👑⬇️Queen & King Testimonials⬇️👑
Most importantly I felt like I wasn’t alone in this journey, and gained hope.
"Speaking with Maribel gave me the assurance and confidence I needed in taking the next step in building financial stability in the future. She kindly and patiently addressed questions and concerns. Talked about some of the companies and programs she’s had experience with or is currently utilizing. She also guided me thoroughly while I opened some accounts for myself."
I wasn't sure...if I even had the right accounts, but came out feeling more secure after hearing what [Maribel] had to say.
"I had my one on one with Maribel and it was great. I came in knowing very little and was very interested in learning how different retirement accounts worked in terms of taxes. I definitely learned a lot and highly recommend her for new investors wanting to get started."
Our meeting was a great first step in me becoming more confident with my finances.
"Financial literacy has always been an area of my life I've felt insecure about. I started working my first grown up job a couple years ago and with that came a 401k. I had no idea what to do with it except make sure I put some of my paycheck into it. I was considering taking some money out to help with some other expenses. After speaking with Maribel, she helped educate me as to why that may not be the smartest idea. She provided me with her invaluable expertise and free resources that I could use in the future. She also helped me with figuring out a plan to pay off my credit cards and I appreciated the education there. Thank you for all your help Maribel."
-Monique K. N.
I was financially illiterate for the longest time...Maribel has given me the tools to make it all make sense!
"I liked to think I wasn't horrible with money, but I was never great with it either. I've got debt and I thought it was normal but I didn't know what to do about it or how to tackle it.
It's because of Maribel that I started to do some research on personal finance and try to get control of my situation. However, reading it and putting it into practice are two very different things. Maribel helped me analyze my situation, and even helped me set up my very first brokerage and IRA accounts! She recommended some sites so that I could calculate my net worth and go from there to grow my wealth.
Even more, she makes it easy to understand."
⬇️⬇️ What the Community is saying!!!⬇️⬇️
⬇️⬇️ Let's get down to you and me! ⬇️⬇️
Whether you are an undocumented immigrant with an ITIN, a citizen with a SSN, or somewhere in between like a DACA recipient with a SSN - you deserve to learn how you can make your money work FOR YOU and integrate into the USA financial system.
Se Habla Español
ITIN - Individual Taxpayer Identificaion Number, SSN - Social Security Number, DACA - Deferred Action for Childhood Arrivals AKA Dreamers
1:1 Coaching Session (1 Hour):
Sessions available in: English, Español, or Spanglish
Built as a quick lesson where we go through ONE of the following aspects:
>> Investing & Tax Savings 101
>> Opening a brokerage account
>> Credit Cards and Credit Scores 101
>> Optimizing your current budget
>> Net worth tracking
We focus on answering the questions that 100% apply to you.
What you will get:
- Peace of mind knowing you are doing the mostest for your financial well being
- 1 hour of my exclusive time, sole attention, & mentorship
- Answers to questions that 100% apply to your situation
- Deep dive into 2 to 3 topics
- Time permitting, let's set up your investing accounts!
- An experience tailored exclusively to you
- Someone who speaks your language
After our session you will ALSO get:
📝Meeting Agenda – overview of what we discussed in our session
🎥 Video &
Of our coaching session for you to download, review, replay, & apply to your personal finance journey
[Disclaimer: I am a finance professional, but I am NOT a certified financial planner (CFP). I am a CTEC California certified tax preparer, but I am not YOUR tax preparer. Coaching is for educational purposes ONLY. Coaching is NOT financial advice.]
Clients Are Raving!
Jorge is a first-gen son of Mexican immigrants who is learning how to navigate & thrive in the USA financial system. He had been discouraged by not seeing many BIPOC faces in the personal finance realm - which is why he instantly loved Our Wealth Matters.
Jorge had opened a ROTH IRA but had NOT INVESTED the money within his account. He wanted to understand how the stock market worked and discuss different investments he could make within various account types.
Jorge also wanted to know how to reduce his tax liability, optimize his budget, and prepare for his parents' retirements, when they would begin to rely on him financially.
Jorge is now:
> Investing the contributions made to his ROTH IRA
> Upping his emergency fund based on actual expenses
> Is going to pay less taxes by investing his money in tax advantaged investing accounts
> Is set to have a retirement conversation with his parents!
Cancellation/Rescheduling Policy: Please provide me at least 24 hours for a cancellation/reschedule. An email is sent out to you as a reminder of your session with me. If you need to cancel or reschedule, you may do so at that time.**Less than 24 hours’ notice for a cancelation on the original session: 50% refunded**4 hours or less notice for a cancelation/reschedule: 0% refund. You may not reschedule more than once.
No Show Policy: A “no-show” is someone who does not show up for the scheduled time within 15 mins. If this happens you are responsible for the entire payment of the session and the session will end after 15 minutes.
Disclaimer: The information provided in the coaching sessions and Our Wealth Matters community is not intended as investment, tax, or legal advice. All information provided is for educational purposes only. I am not a Certified Financial Planner or a Certified Public Accountant. Investing in the stock market has risks and may result in loss of principal and capital gains. Past market performance does not guarantee future results. Due to the personal nature of personal finances, some of the names and photos have been changed to protect identities.